Asset Quality Concern in Public and Private Sector Banks in India: An Empirical Assessment

Authors

  • Shweta Mehrotra Institute of Public Enterprise, Hyderabad, India

Keywords:

Non-performing assets, Bank performance, Bank Profitability

Abstract

In emerging economies like India, banks are more than little wagon of financial Intermediation underpinning the financial progress and carry the additional responsibility of attaining the government’s socio-economic objectives as well. The issue of the recent deterioration of asset quality in banks has emerged as the key concern as NPAs are considered a vital parameter to judge the performance and financial health of the banks. In this study, an attempt has been made to examine the effect of NPAs on the performance of public and private sector banks in India. It is witnessed that the NPAs have an adverse effect on the performance of both groups of banks. However, public sector banks have been affected more in comparison to their private counterparts. 

Author Biography

Shweta Mehrotra, Institute of Public Enterprise, Hyderabad, India

Dr. Shweta Mehrotra is an Assistant Professor in Finance and Course Coordinator for PGDM-BIF (Banking Insurance and Financial Services) at Institute of Public Enterprise in Hyderabad, India. She obtained her Ph.D. in Finance from Banaras Hindu University (BHU) Varanasi. She has been teaching and working for more than 8 years and worked with prestigious management institutions in India. She has a good number of empirical research papers and articles in various referred magazines and journals of national and international repute and presented several papers in national and international conferences.  She is also the reviewer of the Independent Journal of Management and Production (IJM&P), SP, Brazil. Currently, she is working on a major ICSSR project titled as “Whistleblowing Policy Disclosure as a Corporate Governance Mechanism in Indian Listed Firms”

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Published

2021-11-01

Issue

Vol. 16 (2021): ASIAN JOURNAL OF ACCOUNTING AND GOVERNANCE

Section

Articles

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